LEADERSHIP
A strong workforce with a wide range of backgrounds and skills, and experience that work well together.
U Htun Htun Oo
Deputy Chief Executive Officer
Daw Moe Myat Myat
Head of Finance
Daw Mya Mya Aye
Head of IT
Naw Phyu Zar Thwin
Head of Human Resources
U Ye Han Lin
Head of Risk and Compliance
U Aye Chan Ko
Head of Credit Administration
Daw Hsu Mon Thet
Head of Internal Audit
U Nay Lin Aung
Head of Marketing and Branding
U Thet Oo Maung
Head of SME Banking
Daw Khin Yadanar Htike Oo
Head of Treasury and FI
U Thurain Zaw Naing
Head of Retail Banking
U Wai Lin Htike
Head of Banking Operation
U Htun Htun Oo
Deputy Chief Executive Officer
Membership of Board Committees
- Board Executive Committee (Member)
- Board Remuneration and Nomination Committee (Member)
- Board Credit Committee (Member)
- ICT Committee (Member)
- Construction Committee (Member)
- Business Development Committee (Member)
Qualifications
Bachelor of Commerce, Yangon University of Economics, Myanmar
Master Degree in Public Administration (MPA), Yangon University of Economics, Myanmar
Certified Public Accountant (CPA) and a member of Myanmar Accountancy Council and MICPA
Certificate of Completion PwC’s Chief Financial Officer, PwC Academy
Relevant Experience
U Htun Htun Oo has been appointed as Deputy Chief Executive Officer and Board Member of MD Bank in 26 July 2022. Prior to be appointed as Deputy Chief Executive Officer of the bank, he served as an Advisor to the Board since 1 February 2022.
Prior to join MD Bank, he held as CFO position in MCB bank from June 2021 to January 2022 and he also has over 8 years of professional experience and held several senior management roles as Director of Finance and Director of Treasury & FI in uab bank. During his tenure with the Bank, he was able to provide financial advice to Management and Board of Directors.
During his banking professional tenure, he attended various capacity building training courses and participate as a member of MICPA, Executive Audit Committee of Myanmar Banks Association (MBA), ALCO Committee, Management Committee, Management Audit Committee, Management Credit Committee, Risk Management Committee, and Disciplinary Committee.
He has over 25 years of demonstrated history in the reputable international companies and organizations in and out of Myanmar. He has in depth knowledge and experience in accounting, auditing, cost management and financial reporting across all industries. He has since introduced many good practices to the team and has been instrumental in adding valuable insights to the Management team and BOD’s key decisions.
U Htun Htun Oo
Deputy Chief Executive Officer
Membership of Board Committees
- Board Executive Committee (Member)
- Board Remuneration and Nomination Committee (Member)
- Board Credit Committee (Member)
- ICT Committee (Member)
- Construction Committee (Member)
- Business Development Committee (Member)
Qualifications
Bachelor of Commerce, Yangon University of Economics, Myanmar
Master Degree in Public Administration (MPA), Yangon University of Economics, Myanmar
Certified Public Accountant (CPA) and a member of Myanmar Accountancy Council and MICPA
Certificate of Completion PwC’s Chief Financial Officer, PwC Academy
Relevant Experience
U Htun Htun Oo has been appointed as Deputy Chief Executive Officer and Board Member of MD Bank in 26 July 2022. Prior to be appointed as Deputy Chief Executive Officer of the bank, he served as an Advisor to the Board since 1 February 2022.
Prior to join MD Bank, he held as CFO position in MCB bank from June 2021 to January 2022 and he also has over 8 years of professional experience and held several senior management roles as Director of Finance and Director of Treasury & FI in uab bank. During his tenure with the Bank, he was able to provide financial advice to Management and Board of Directors.
During his banking professional tenure, he attended various capacity building training courses and participate as a member of MICPA, Executive Audit Committee of Myanmar Banks Association (MBA), ALCO Committee, Management Committee, Management Audit Committee, Management Credit Committee, Risk Management Committee, and Disciplinary Committee.
He has over 25 years of demonstrated history in the reputable international companies and organizations in and out of Myanmar. He has in depth knowledge and experience in accounting, auditing, cost management and financial reporting across all industries. He has since introduced many good practices to the team and has been instrumental in adding valuable insights to the Management team and BOD’s key decisions.
Daw Moe Myat Myat
Head of Finance
Qualifications and Other Membership
- Bachelor of Economics, B.Econ. (Statistics)
- Diploma in Accounting (Part II)
Relevant Experience
She has over 27 years of demonstrated history in reputable local Myanmar banks, with strong expertise in banking operations, accounting and finance field.
Prior to joining MD Bank, she started her career as an accountant, Branch Manager and Chief Accountant with First Private Bank and UAB Bank.
She can support key financial highlight for the Management’s main decisions.
She reviews of current state of internal payment controls, process and authorization level approval processes and provided to improve the effectiveness of the internal payment control functions.
Currently, she oversees the finance and accounting function of MD Bank.
Daw Moe Myat Myat
Head of Finance
Qualifications and Other Membership
- Bachelor of Economics, B.Econ. (Statistics)
- Diploma in Accounting (Part II)
Relevant Experience
She has over 27 years of demonstrated history in reputable local Myanmar banks, with strong expertise in banking operations, accounting and finance field.
Prior to joining MD Bank, she started her career as an accountant, Branch Manager and Chief Accountant with First Private Bank and UAB Bank.
She can support key financial highlight for the Management’s main decisions.
She reviews of current state of internal payment controls, process and authorization level approval processes and provided to improve the effectiveness of the internal payment control functions.
Currently, she oversees the finance and accounting function of MD Bank.
Daw Mya Mya Aye
Head of IT
Qualifications and Other Membership
- Bachelor of Science, B.Sc (Physics)(Q), (University of Yangon)
- Master of Science M.Sc (Physis) (University of Yangon)
Relevant Experience
She has nearly 27 years of working experience in the banking industry. In another experience, she served in the Ministry of Commerce for about 9 years as a Senior Assistant before.
She started the banking industry at Myanmar Livestock and Fisheries Development Bank (There in after Global Treasure Bank) worked for 20 years.
At the Global Treasure Bank, she was responsible for leading the computerized banking operations for the head office and all branches and also the share management department up to the position of Assistant General Manage.
Last, about 7 years ago, she worked as the Deputy General Manager of the Myanmar Tourism Bank. Served as project manager for the implementation of the Oracle Flexcube Core Banking System.
She joined MD Bank in 2017 and currently serving as Head of the IT Department.
Daw Mya Mya Aye
Head of IT
Qualifications and Other Membership
- Bachelor of Science, B.Sc (Physics)(Q), (University of Yangon)
- Master of Science M.Sc (Physis) (University of Yangon)
Relevant Experience
She has nearly 27 years of working experience in the banking industry. In another experience, she served in the Ministry of Commerce for about 9 years as a Senior Assistant before.
She started the banking industry at Myanmar Livestock and Fisheries Development Bank (There in after Global Treasure Bank) worked for 20 years.
At the Global Treasure Bank, she was responsible for leading the computerized banking operations for the head office and all branches and also the share management department up to the position of Assistant General Manage.
Last, about 7 years ago, she worked as the Deputy General Manager of the Myanmar Tourism Bank. Served as project manager for the implementation of the Oracle Flexcube Core Banking System.
She joined MD Bank in 2017 and currently serving as Head of the IT Department.
Naw Phyu Zar Thwin
Head of Human Resources
Qualifications and Other Membership
- BSc (Physics)
- Master of Business Administration
- Ph.D. (Management)
Relevant Experience
More than ten years of Human Resources management experience, preferably in the banking industry, but also in other types of organizations. Total of 27 years of work experience in a variety of tasks and positions in a variety of organizations.
Talent-based performance management and employee retention, as well as support and involvement based on needs. Create the necessary policies based on the organization’s desires and in accordance with local culture.
Establish an HR Master plan for the entire HR process to ensure that there is no gap in completing the entire process for personal support through fundamental requirements in a strategic and sustainable manner. Developed the fundamental requirements of HR Strategies for short-term purposes in order to stand for long-term growth. Reduced minimum risk to eliminate attendance at labor office.
Taught free class, diploma class, BBA Class for Management studies. Speak to youth members at a seminar for motivational talks.
Naw Phyu Zar Thwin
Head of Human Resources
Qualifications and Other Membership
- BSc (Physics)
- Master of Business Administration
- Ph.D. (Management)
Relevant Experience
More than ten years of Human Resources management experience, preferably in the banking industry, but also in other types of organizations. Total of 27 years of work experience in a variety of tasks and positions in a variety of organizations.
Talent-based performance management and employee retention, as well as support and involvement based on needs. Create the necessary policies based on the organization’s desires and in accordance with local culture.
Establish an HR Master plan for the entire HR process to ensure that there is no gap in completing the entire process for personal support through fundamental requirements in a strategic and sustainable manner. Developed the fundamental requirements of HR Strategies for short-term purposes in order to stand for long-term growth. Reduced minimum risk to eliminate attendance at labor office.
Taught free class, diploma class, BBA Class for Management studies. Speak to youth members at a seminar for motivational talks.
U Ye Han Lin
Head of Risk and Compliance
Qualifications and Other Membership
- Certificate in completion of Risk Management (Commerz Bank, Germany)
- Diploma in Hospitality & Tourism Management (EASB Institute of Management, Singapore)
- Bachelor Degree in Hospitality & Tourism Management (Queen’s Margret University, Singapore)
- Master of Finance (University of De Alcala, Spain)
Experienced banking professional with a demonstrated record of 14 years working involvements in financial sectors specializing in credit risk management, corporate banking, strategic planning & enterprise risk management, trade financing, product development as well as regulatory, compliance & fraud risk management etc.
He started a career as a bank telemarketer for ANZ banks outsource, Singapore in 2010 and then re-entered to Myanmar to contribute the knowledge and experiences. Subsequently, his career progressed through both domestic and foreign banks such as KBZ Bank, MUFG Bank in Myanmar and established milestones in each initiative programs.
U Ye Han Lin
Head of Risk and Compliance
Qualifications and Other Membership
- Certificate in completion of Risk Management (Commerz Bank, Germany)
- Diploma in Hospitality & Tourism Management (EASB Institute of Management, Singapore)
- Bachelor Degree in Hospitality & Tourism Management (Queen’s Margret University, Singapore)
- Master of Finance (University of De Alcala, Spain)
Experienced banking professional with a demonstrated record of 14 years working involvements in financial sectors specializing in credit risk management, corporate banking, strategic planning & enterprise risk management, trade financing, product development as well as regulatory, compliance & fraud risk management etc.
He started a career as a bank telemarketer for ANZ banks outsource, Singapore in 2010 and then re-entered to Myanmar to contribute the knowledge and experiences. Subsequently, his career progressed through both domestic and foreign banks such as KBZ Bank, MUFG Bank in Myanmar and established milestones in each initiative programs.
U Aye Chan Ko
Head of Credit Administration
Qualifications and Other Membership
- B.A (Myanmar)
- Diploma in English (Mandalay University of Foreign Languages, MUFL)
- Diploma in Finance and Banking (DFB) (STI University)
Relevant Experience
U Aye Chan Ko, Head of Credit Administration Department at MD Bank PCL, is in his mid-30s and has a demonstrated history of nearly 14 years of working experience in the banking sector. He is a talented banking service professional with highly revitalized skills in different roles in banking.
With a background in Credit Analysis, Corporate banking, and Trade Sales, his career spans several banking areas, such as Credit risk management, Corporate and Commercial banking, Trade financing, Project financing, Supply chain financing, and Cash management solutions.
Knowledgeable in Myanmar’s banking rules and regulations gained over a period of time and having worked earlier in the Central Bank of Myanmar, United Overseas Bank Limited (Yangon branch), CB Bank, Yoma Bank, and AGD Bank.
U Aye Chan Ko
Head of Credit Administration
Qualifications and Other Membership
- B.A (Myanmar)
- Diploma in English (Mandalay University of Foreign Languages, MUFL)
- Diploma in Finance and Banking (DFB) (STI University)
Relevant Experience
U Aye Chan Ko, Head of Credit Administration Department at MD Bank PCL, is in his mid-30s and has a demonstrated history of nearly 14 years of working experience in the banking sector. He is a talented banking service professional with highly revitalized skills in different roles in banking.
With a background in Credit Analysis, Corporate banking, and Trade Sales, his career spans several banking areas, such as Credit risk management, Corporate and Commercial banking, Trade financing, Project financing, Supply chain financing, and Cash management solutions.
Knowledgeable in Myanmar’s banking rules and regulations gained over a period of time and having worked earlier in the Central Bank of Myanmar, United Overseas Bank Limited (Yangon branch), CB Bank, Yoma Bank, and AGD Bank.
Daw Hsu Mon Thet
Head of Internal Audit
Qualifications and Other Membership
- B.A (ECO)
- Diploma in Korean (Yangon University of Foreign Languaes, YUFL)
- ACCA Part (I)
Relevant Experience
She has nearly 20 years of auditing experience in the banking industry.
She joined the banking industry in June 2002. More than 20 years devoted in the banking industry, she chose auditing as her main career.
From June 2002 to March 2019, she worked at Kanbawza Bank, one of the most prestigious banks, from the position of junior auditor to the level of senior audit manager.
She also performed as a Senior Fraud Investigation Officer assigned by Senior Management and also performed as the Secretary of the Fraud Management Committee.
With nearly 20 years of auditing experience, she received the Leadership Award from KBZ Bank in 2018.
She has joined MD Bank PCL in December 2021 and currently, she has been performing as Head of Internal Audit.
Daw Hsu Mon Thet
Head of Internal Audit
Qualifications and Other Membership
- B.A (ECO)
- Diploma in Korean (Yangon University of Foreign Languaes, YUFL)
- ACCA Part (I)
Relevant Experience
She has nearly 20 years of auditing experience in the banking industry.
She joined the banking industry in June 2002. More than 20 years devoted in the banking industry, she chose auditing as her main career.
From June 2002 to March 2019, she worked at Kanbawza Bank, one of the most prestigious banks, from the position of junior auditor to the level of senior audit manager.
She also performed as a Senior Fraud Investigation Officer assigned by Senior Management and also performed as the Secretary of the Fraud Management Committee.
With nearly 20 years of auditing experience, she received the Leadership Award from KBZ Bank in 2018.
She has joined MD Bank PCL in December 2021 and currently, she has been performing as Head of Internal Audit.
U Nay Lin Aung
Head of Marketing and Branding
U Nay Lin Aung
Head of Marketing and Branding
U Thet Oo Maung
Head of SME Banking
Qualifications and Other Membership
- Bachelor of Commerce, Yangon Institute of Economics
- Master of Banking and Finance, Yangon University of Economics
- Certificate in International Trade and Finance, Matrix Institute
Relevant Experience
He has over 11 years of experiences in Banking Industry.
He was with the Banks, working for KBZ Bank, uab bank and Shwe Bank before joining to MD Bank.
He began his banking career in 2012 with KBZ Bank and held the position of Junior Assistant and subsequently promoted to Assistant Manager. Subsequently, he transitioned to uab bank, where he specialized in corporate banking for over two years, serving as a Relationship Manager. At Shwe Bank, he took on the role of Unit Head of Product Development in the business banking department.
Throughout his career, he has acquired valuable expertise in Product Development, Client Relationship Management, and Credit Analysis. His ability to understand clients’ unique requirements and deliver tailored financial solutions has been instrumental in fostering strong, long-lasting relationships.
He joined MD Bank in 2022 and currently serving as Head of the SME Banking Department.
U Thet Oo Maung
Head of SME Banking
Qualifications and Other Membership
- Bachelor of Commerce, Yangon Institute of Economics
- Master of Banking and Finance, Yangon University of Economics
- Certificate in International Trade and Finance, Matrix Institute
Relevant Experience
He has over 11 years of experiences in Banking Industry.
He was with the Banks, working for KBZ Bank, uab bank and Shwe Bank before joining to MD Bank.
He began his banking career in 2012 with KBZ Bank and held the position of Junior Assistant and subsequently promoted to Assistant Manager. Subsequently, he transitioned to uab bank, where he specialized in corporate banking for over two years, serving as a Relationship Manager. At Shwe Bank, he took on the role of Unit Head of Product Development in the business banking department.
Throughout his career, he has acquired valuable expertise in Product Development, Client Relationship Management, and Credit Analysis. His ability to understand clients’ unique requirements and deliver tailored financial solutions has been instrumental in fostering strong, long-lasting relationships.
He joined MD Bank in 2022 and currently serving as Head of the SME Banking Department.
Daw Khin Yadanar Htike Oo
Head of Treasury and FI
Qualifications
- B. Econ (Economics), Yangon University of Economic 2012
- Diploma in Business Law, University of Yangon, 2014
- Master of Public Administration, Yangon University of Economic, 2017
Relevant Experiences
She has forged a successful career working with both foreign and local banks. From 2017 to 2020, she served as an Assistant Manager in the Financial Institutions Department at the Industrial Commercial Bank of China (Yangon Branch). During her tenure, she played in controlling robust risk protocols, credit analysis frameworks, and reliable relationships with various counter parties.
In December 2020, she joined uab bank and starting as a Deputy Manager and later achieving the position of Senior Manger over one year. She demonstrated a remarkable ability to explore new business opportunities and forge valuable collaborations with Non-Bank Financial Institutions (NBFIs).
As a third journey, she has appointed as a Deputy General Manager in the Treasury and Financial Institutions Department at MD Bank, starting in September 2022
Her expertise extended to establishing RMA with counter parties and exploring potential customers from financial institutions and non-bank financial sectors, contributing to the growth of the bank’s Treasury & Financial Institutions Department.
Daw Khin Yadanar Htike Oo
Head of Treasury and FI
Qualifications
- B. Econ (Economics), Yangon University of Economic 2012
- Diploma in Business Law, University of Yangon, 2014
- Master of Public Administration, Yangon University of Economic, 2017
Relevant Experiences
She has forged a successful career working with both foreign and local banks. From 2017 to 2020, she served as an Assistant Manager in the Financial Institutions Department at the Industrial Commercial Bank of China (Yangon Branch). During her tenure, she played in controlling robust risk protocols, credit analysis frameworks, and reliable relationships with various counter parties.
In December 2020, she joined uab bank and starting as a Deputy Manager and later achieving the position of Senior Manger over one year. She demonstrated a remarkable ability to explore new business opportunities and forge valuable collaborations with Non-Bank Financial Institutions (NBFIs).
As a third journey, she has appointed as a Deputy General Manager in the Treasury and Financial Institutions Department at MD Bank, starting in September 2022
Her expertise extended to establishing RMA with counter parties and exploring potential customers from financial institutions and non-bank financial sectors, contributing to the growth of the bank’s Treasury & Financial Institutions Department.
U Thurain Zaw Naing
Head of Retail Banking
Qualifications
- Diploma in Business Administration
- Degree in Business & Finance (BA. Hons)
Relevant Experience
U Thurain Zaw Naing has been employed as Head of Retail banking (DGM) of MD Bank PCL in 2nd June 2023. Prior to be employed as a home loan Specialist, Management Associate, Consumer Loan Operation Team Head, Staff Loan Team Head, Home Loan Teams Head and Department Collection & Recovery Team Head in CB Bank PCL.
During his banking professional tenure, he participated as a member or an appraisal of Credit Risk Committee, Risk Management Committee and Asset Management Committee and a member of the Consumer Finance Department founder team under the Risk Management Division.
He has nearly 5 years of experiences in CB Bank Head Office, with strong expertise in Consumer Loans, Credit Underwriting and Loan operation. Over 4 years of experiences in and out of Myanmar with expertise in Tendering & Project Operational Management, Project Development and Hospitality Management.
U Thurain Zaw Naing
Head of Retail Banking
Qualifications
- Diploma in Business Administration
- Degree in Business & Finance (BA. Hons)
Relevant Experience
U Thurain Zaw Naing has been employed as Head of Retail banking (DGM) of MD Bank PCL in 2nd June 2023. Prior to be employed as a home loan Specialist, Management Associate, Consumer Loan Operation Team Head, Staff Loan Team Head, Home Loan Teams Head and Department Collection & Recovery Team Head in CB Bank PCL.
During his banking professional tenure, he participated as a member or an appraisal of Credit Risk Committee, Risk Management Committee and Asset Management Committee and a member of the Consumer Finance Department founder team under the Risk Management Division.
He has nearly 5 years of experiences in CB Bank Head Office, with strong expertise in Consumer Loans, Credit Underwriting and Loan operation. Over 4 years of experiences in and out of Myanmar with expertise in Tendering & Project Operational Management, Project Development and Hospitality Management.
U Wai Lin Htike
Head of Banking Operation
Qualifications
- Bachelor of Arts (B.A) (History), Yangon University of Distance Education, Yangon, Myanmar. (2006)
- Certificate in Financial Service (2015), National Management College
Relevant Experiences
U Wai Lin Htike is an accomplished leader with a distinguished career spanning over 25 years in the banking industry. As the Head of Banking Operations Department at MD Bank PCL, he has consistently demonstrated his commitment to operational excellence, innovative process optimization, and strategic leadership.
With over 25 years of dedicated service in the banking and financial services sector, he has cultivated a comprehensive understanding of banking operations. Having joined MOB Bank 25 years ago he swiftly rose through the ranks due to his exceptional analytical skills and dedication. His tenure at uab bank exposed him to various operational functions.
Now he is well-poised to continue his impactful journey as the Head of Banking Operations Department at MD Bank, driving operational excellence and contributing to the bank’s continued growth and success.
U Wai Lin Htike
Head of Banking Operation
Qualifications
- Bachelor of Arts (B.A) (History), Yangon University of Distance Education, Yangon, Myanmar. (2006)
- Certificate in Financial Service (2015), National Management College
Relevant Experiences
U Wai Lin Htike is an accomplished leader with a distinguished career spanning over 25 years in the banking industry. As the Head of Banking Operations Department at MD Bank PCL, he has consistently demonstrated his commitment to operational excellence, innovative process optimization, and strategic leadership.
With over 25 years of dedicated service in the banking and financial services sector, he has cultivated a comprehensive understanding of banking operations. Having joined MOB Bank 25 years ago he swiftly rose through the ranks due to his exceptional analytical skills and dedication. His tenure at uab bank exposed him to various operational functions.
Now he is well-poised to continue his impactful journey as the Head of Banking Operations Department at MD Bank, driving operational excellence and contributing to the bank’s continued growth and success.